There is no doubt that the introduction of technology has taken healthcare to a new level. However, what is equally worrying is the cost of all these facilities.  This is where Health Insurance can save you a lot of anxiety, especially when you are already curious to know what the illness is. 

But can a health insurance plan reduce my expenses? It surely can in the form of a cashless arrangement wherein you do not have to foot the entire bill amount, in cash, all by yourself. 

This article is aimed at creating awareness of the importance of health insurance. 

Benefits of Health Insurance

• Cashless treatment as insurance settles the bills directly, reducing the additional anxiety of financial planning.
• A very effective facility, especially where highly complicated surgeries and extended hospital stays are involved.
• Pre-treatment, costly diagnostic and imaging tests are covered under insurance.
• Some insurance companies cover ambulance and OPD services.
• Certain insurance companies extend coverage options for post-hospitalisation care that involves repeat follow-up visits and tests.

You never know when you will come across a medical emergency. However, with awareness about how health insurance saves money, you don’t have to worry either. It is good to stay protected, stay prepared, and let your insurance cover relieve you of all the financial stress when life surprises you. 

Want to know more and get the clearest picture of how health insurance works? Meet our experienced counsellors at Suguna Hospital. We share your pain and work towards your health gain. 

Frequently Asked Questions

Q. I have a medical emergency. How can health insurance support me?
With a health insurance cover, you can avail a cashless treatment facility and focus more on getting your health issue resolved. 

Q.  Are surgeries covered under health insurance?
Yes. Your health insurance coverage includes hospitalisation, ICU care and surgeries.

Q.  Does health insurance cover OPD expenses?
Some insurance companies have extended facilities to cover OPD services as well. 

Q. How much premium do I have to pay to seek coverage services?
Depends upon the facilities you are looking for. Also, the premium amount varies with your age.

Q. What are group health insurance schemes?
Under group health insurance, usually offered as a part of the perks by your employer, you and your family, including your wife, children and parents, are covered under a collective package.